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Reconsideration of Value (ROV)

Fannie Mae, Freddie Mac, FHA, and VA have recently issued new requirements regarding the Reconsideration of Value (ROV) process effective for GSE loans on or before August 29, 2024, and effective for FHA case numbers assigned on or after Sept. 2, 2024.


As the GSEs and Agencies are not developing a required or sample disclosure or request form, we’re stepping in to fill the gap.

Please fill out the form below and we will send you:


  • A sample disclosure to be used with initial disclosure and again when the appraisal is sent to the borrower

  • An ROV request form

  • An ROV Factsheet

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